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Is Your Nanny Covered?

It is a common practice for Californian’s to hire outside help to assist with family and home.  All Homeowners Policies include automatic Worker’s Compensation coverage for “occasional workers”, but how do you determine what is an occasional worker?  The following terms and conditions must be met before the automatic coverage is applied to your policy.  […]

Five Tips On Preparing Your Vehicle For El Nino

El Nino – Five simple tips on preparing your vehicle. Check your tires. Now is the time to replace your tires if they have less than 50% of tread life.  Worn tires can’t displace water through their grooves and you may lose contact with the roads during wet weather.  Tires should be correctly inflated.  Underinflated tires don’t sit properly on the ground and may reduce […]

Are YOU Prepared For El Nino?

There has been a lot of news reports lately indicating this El Nino will be worse then the last one in 1997. (Which was a record setting event.) Here are some tips for your home, to help you get prepared. 1. Before the rain starts, check for leaks. Call your roofer to check for trouble. […]


Welcome to our NEW website!  Please check it out.  There is so much more you can do!  Easy access to our insurance companies to make claims and payments.  We now offer downloadable quote request forms.  Have you ever thought it would be nice to put a face with the voice on the other end of the […]