Robert Spencer

Remember tires when thinking of motorcycle safety

4 months ago

Remember tires when thinking of motorcycle safety ...

bit.ly

When it comes to motorcycles, there are few things as important as the tires.

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4 months ago

Are you ready for the next BIG earthquake?Most earthquake injuries are entirely preventable. "Secure Your Space" to protect yourself and others from furniture and other objects that can fall or fly, starting with many simple, do-it-yourself (#DIY), and free or low-cost actions: SecureYourSpace.org. ...

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Mercury to Help Victims of California Fires | Mercury Insurance

5 months ago

Mercury Insurance is here to help you if you are a victim of the fires. ...

www.mercuryinsurance.com

Mercury stands ready to assist policyholders who have been displaced or forced to evacuate and need living expenses reimbursement or need to file a claim for covered losses.

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5 months ago

WHAT TO DO IF YOU SUFFER A WILDFIRE LOSS
We are here to serve you and your family.
1. Report your claim immediately to start the claim process
2. Your claims adjuster will contact you as soon as possible
3. Advance claim payments are available to assist you and your family. Any advance payments will be subtracted out of total claim payments made for your loss.
4. If your home is a total loss contact your agent to discuss reducing coverage temporally
5. Notify your mortgage company that you have a claim pending for building damage from the fire.
6. If you are unable to return to your home. Save your reasonable living expense receipts so an adjuster can review and discuss coverage for Loss of Use. If civil authorities temporarily evacuated you due to the fire you may have coverage to help with reasonable living expenses for up to 2 weeks.
7. Create your list of items destroyed and begin to create a file of photos, and proof of ownership documentation for list of items lost. Any videos created before the file should be provided to your adjuster.
8. If you are able to return home please do not discard any items until your adjuster is able to investigate the loss.
9. Be prepared working with a total loss home can be 18 to 36 months long
10. You will want to work with your adjuster when deciding on rebuilding or buying a new home.
11. If you have questions during the process your adjuster is the best contact to discuss your next steps and help you through the total loss process.
12. Begin to research contractors or insurance restoration professionals. Check the BBB, and other sites to help with your search. Set a time line with your chosen contractor to complete repairs to help keep the repair process on track. If a loss of use claim is applicable, the time available is based on reasonable time to complete the repairs and your policy has specific limits. Gini Marquardt, Genevieve Haroldson, Robert Spencer, Nancy Ferreyra, Greg Johnson ...

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